Finance

Finance refers to the study and management of money, investments, and other financial instruments. It encompasses a wide range of activities and disciplines, including the creation, analysis, and oversight of financial systems, markets, and institutions. Finance is primarily concerned with how individuals, businesses, and governments allocate and utilize resources over time, often under conditions of uncertainty. The field includes personal finance, corporate finance, public finance, investment management, and risk management, among others. Key functions of finance include budgeting, forecasting, investing, lending, and saving, all of which are essential for fostering economic stability and growth.